docs: add complete API reference for fx-account and fx-payment

api-reference/fx-account/accounts/create-account.mdx

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+---
+title: "Create an account"
+description: "Creates a new multi-currency account for the authenticated customer."
+openapi: "apis/fx-account/openapi.yml POST /api/accounts"
+---

api-reference/fx-account/accounts/get-account.mdx

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+---
+title: "Get an account"
+description: "Retrieves the details of an account by its ID."
+openapi: "apis/fx-account/openapi.yml GET /api/accounts/{accountId}"
+---

api-reference/fx-account/accounts/list-accounts.mdx

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+---
+title: "List accounts"
+description: "Lists all accounts for the authenticated customer with cursor-based pagination."
+openapi: "apis/fx-account/openapi.yml GET /api/accounts"
+---

api-reference/fx-account/accounts/submit-account-for-review.mdx

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+---
+title: "Submit account for review"
+description: "Submits an account for compliance review after all requirements are fulfilled."
+openapi: "apis/fx-account/openapi.yml POST /api/accounts/{accountId}/review"
+---

api-reference/fx-account/beneficial-owners/add-ubo.mdx

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+---
+title: "Add a beneficial owner"
+description: "Adds a beneficial owner (UBO) to a company-owned account."
+openapi: "apis/fx-account/openapi.yml POST /api/accounts/{accountId}/ubos"
+---

api-reference/fx-account/beneficial-owners/get-ubo.mdx

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+---
+title: "Get a beneficial owner"
+description: "Retrieves a specific beneficial owner by ID."
+openapi: "apis/fx-account/openapi.yml GET /api/accounts/{accountId}/ubos/{uboId}"
+---

api-reference/fx-account/beneficial-owners/list-ubos.mdx

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+---
+title: "List beneficial owners"
+description: "Lists all beneficial owners for an account."
+openapi: "apis/fx-account/openapi.yml GET /api/accounts/{accountId}/ubos"
+---

api-reference/fx-account/beneficial-owners/remove-ubo.mdx

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+---
+title: "Remove a beneficial owner"
+description: "Removes a beneficial owner from an account."
+openapi: "apis/fx-account/openapi.yml DELETE /api/accounts/{accountId}/ubos/{uboId}"
+---

api-reference/fx-account/beneficial-owners/update-ubo.mdx

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+---
+title: "Update a beneficial owner"
+description: "Updates a beneficial owner using patch semantics. Only provided fields are changed."
+openapi: "apis/fx-account/openapi.yml PATCH /api/accounts/{accountId}/ubos/{uboId}"
+---

api-reference/fx-account/documents/upload-account-document.mdx

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+---
+title: "Upload an account document"
+description: "Uploads a document to fulfill a specific account requirement."
+openapi: "apis/fx-account/openapi.yml POST /api/accounts/{accountId}/documents"
+---

api-reference/fx-account/documents/upload-ubo-document.mdx

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+---
+title: "Upload a UBO document"
+description: "Uploads a document to fulfill a specific beneficial owner requirement."
+openapi: "apis/fx-account/openapi.yml POST /api/accounts/{accountId}/ubos/{uboId}/documents"
+---

api-reference/fx-account/funding-instructions/list-funding-instructions.mdx

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+---
+title: "List funding instructions"
+description: "Retrieves funding instructions for depositing into an account across all available payment rails."
+openapi: "apis/fx-account/openapi.yml GET /api/accounts/{accountId}/fundingInstructions"
+---

api-reference/fx-payment/beneficiaries/add-payment-instruction.mdx

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+---
+title: "Add a payment instruction"
+description: "Adds a payment instruction to an existing beneficiary."
+openapi: "apis/fx-payment/openapi.yml POST /api/beneficiaries/{beneficiaryId}/payment-instructions"
+---

api-reference/fx-payment/beneficiaries/create-beneficiary.mdx

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+---
+title: "Create a beneficiary"
+description: "Registers a new beneficiary for withdrawals."
+openapi: "apis/fx-payment/openapi.yml POST /api/beneficiaries"
+---

api-reference/fx-payment/beneficiaries/delete-beneficiary.mdx

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+---
+title: "Delete a beneficiary"
+description: "Removes a beneficiary and all its payment instructions."
+openapi: "apis/fx-payment/openapi.yml DELETE /api/beneficiaries/{beneficiaryId}"
+---

api-reference/fx-payment/beneficiaries/get-beneficiary.mdx

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+---
+title: "Get a beneficiary"
+description: "Retrieves the details of a beneficiary by its ID."
+openapi: "apis/fx-payment/openapi.yml GET /api/beneficiaries/{beneficiaryId}"
+---

api-reference/fx-payment/beneficiaries/list-beneficiaries.mdx

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+---
+title: "List beneficiaries"
+description: "Lists all beneficiaries for the authenticated customer."
+openapi: "apis/fx-payment/openapi.yml GET /api/beneficiaries"
+---

api-reference/fx-payment/beneficiaries/remove-payment-instruction.mdx

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+---
+title: "Remove a payment instruction"
+description: "Removes a payment instruction from a beneficiary."
+openapi: "apis/fx-payment/openapi.yml DELETE /api/beneficiaries/{beneficiaryId}/payment-instructions/{paymentInstructionId}"
+---

api-reference/fx-payment/beneficiaries/update-beneficiary.mdx

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+---
+title: "Update a beneficiary"
+description: "Updates a beneficiary's holder information."
+openapi: "apis/fx-payment/openapi.yml PUT /api/beneficiaries/{beneficiaryId}"
+---

api-reference/fx-payment/operations/create-deposit.mdx

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+---
+title: "Create a deposit"
+description: "Creates a new deposit for the authenticated customer."
+openapi: "apis/fx-payment/openapi.yml POST /api/deposits"
+---

api-reference/fx-payment/operations/create-swap.mdx

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+---
+title: "Create a swap"
+description: "Converts between assets within the same account."
+openapi: "apis/fx-payment/openapi.yml POST /api/swaps"
+---

api-reference/fx-payment/operations/create-withdrawal.mdx

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+---
+title: "Create a withdrawal"
+description: "Creates a new withdrawal to a beneficiary, QR code, or boleto."
+openapi: "apis/fx-payment/openapi.yml POST /api/withdrawals"
+---

api-reference/fx-payment/operations/get-operation.mdx

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+---
+title: "Get an operation"
+description: "Retrieves the details of an operation by its ID."
+openapi: "apis/fx-payment/openapi.yml GET /api/operations/{operationId}"
+---

api-reference/fx-payment/operations/list-operations.mdx

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+---
+title: "List operations"
+description: "Lists all operations for the authenticated customer."
+openapi: "apis/fx-payment/openapi.yml GET /api/operations"
+---